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Get Expert Mortgage Broker Services in Oshawa

307-18 Wynford Drive, North York ON, M3C 3S2

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Why We're the Best Mortgage Brokerage Company for You in Oshawa

Owning a home is one of many people's most desired and awaited moments. But how should you achieve that and who can help you out? For realizing your goal of homeownership our mortgage brokers in Oshawa make sure to offer you the best mortgage options available. Our team has knowledge about the current mortgage rates in Oshawa and will guide you through the whole process.

Lots of Options

The population usually confronts issues related to finances. Everything Mortgages works with a wide range of lenders and picks the right one for your specific situation and needs. Sometimes there are specific cases that make the process difficult such as being self-employed or having not perfect credit history but we are here to help.

Various Down Payment Options

Several down payment options are available to suit your financial needs. For example, you can choose between a standard 20% down payment, a lower down payment with mortgage insurance, or a flexible payment plan that allows you to pay a portion upfront and the rest over time. This flexibility helps accommodate different financial situations and makes homeownership more accessible.

Save on Interest

Save big on interest with our competitive mortgage rates.

Adjustable Income Evaluation

We provide versatile income verification, allowing us to account for multiple income types and improve your mortgage eligibility.

Bespoke Financial Plans

We offer bespoke financial options, crafted to fit your individual circumstances, guaranteeing optimal mortgage conditions.

Tax Reduction Options

We assist in identifying possible tax perks, helping you leverage tax advantages to enhance your financial outcomes.

Tailored Mortgage Services for Every Need in Oshawa

At Everything Mortgages, we take great satisfaction in providing our clients with knowledgeable mortgage advice and assistance. Our services are intended to help with a range of mortgage requirements, from first-time home purchases to obtaining financing for second homes. Our experienced staff is committed to assisting you in locating the ideal mortgage option that complements your spending plan and way of life.

We are renowned for our proficiency in assisting customers facing credit difficulties. We offer methods to assist you in being approved for a mortgage, regardless of your credit history—from late payments to bankruptcy to a poor credit score. You can realize your aspirations of becoming a homeowner with our specially crafted financial packages, which are made to fit your unique circumstances.

Our mortgage brokers in Oshawa also provide possible tax advantages to optimize your savings. To make sure you take advantage of any potential tax incentives associated with your mortgage, our mortgage agent in Oshawa will collaborate with you to identify them. Our goal is to improve your overall financial health and lower the cost of your mortgage by taking advantage of these tax benefits. Contact us today to begin your journey toward financial stability or homeownership.

Manzeel Patel

Manzeel Patel

Mortgage Broker, LIC M11002628, Level #2

Manzeel is an award-winning Mortgage Broker and the Owner of the Toronto-based mortgage, Everything Mortgages. With 16 years of experience in the Canadian mortgage industry and a formal background in mortgage underwriting, Manzeel’s lending expertise gives him unique insight into whether a deal is feasible which empowers his clients to make more informed lending decisions faster. He has been recognized as one of Canada’s Top 10 Mortgage Brokers by the national Canadian Mortgage Professionals (CMP) Association. Him and his team of 18 mortgage agents are proud to offer a mortgage experience that's built on honesty, trust, and integrity. He prides himself on the brokerage’s dedication to deliver an excellent client experience throughout the entire home loan process from pre-approval to post-funding. Since moving to Toronto in 1998, Manzeel has successfully launched and scaled several businesses from the ground up, ranging from a mortgage brokerage and a vast real estate investment portfolio to a private financing eCommerce platform. He continues to be a leader in the real estate industry as he uses his analytical expertise to seek new real estate investment opportunities. As a tech junkie and avid sports enthusiast, when Manzeel’s not working with clients, you can find him  reading technology blogs, playing squash or watching tennis with his two boys.

307-18 Wynford Drive,
North York ON, M3C 3S2

manzeel@everythingmortgages.ca

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