Manzeel is an award-winning Mortgage Broker and the Owner of the Toronto-based mortgage, Everything Mortgages.

With 16 years of experience in the Canadian mortgage industry and a formal background in mortgage underwriting, Manzeel’s lending expertise gives him unique insight into whether a deal is feasible which empowers his clients to make more informed lending decisions faster.

He has been recognized as one of Canada’s Top 10 Mortgage Brokers by the national Canadian Mortgage Professionals (CMP) Association. Him and his team of 18 mortgage agents are proud to offer a mortgage experience that’s built on honesty, trust, and integrity. He prides himself on the brokerage’s dedication to deliver an excellent client experience throughout the entire home loan process from pre-approval to post-funding.

Since moving to Toronto in 1998, Manzeel has successfully launched and scaled several businesses from the ground up, ranging from a mortgage brokerage and a vast real estate investment portfolio to a private financing eCommerce platform. He continues to be a leader in the real estate industry as he uses his analytical expertise to seek new real estate investment opportunities.

As a tech junkie and avid sports enthusiast, when Manzeel’s not working with clients, you can find him  reading technology blogs, playing squash or watching tennis with his two boys.

Sanam is an award-winning mortgage agent with 12 years of experience in the finance industry. He began his career in banking from which he progressed into corporate banking and then into independent mortgages.

His competitive edge comes from his strong ability to seek out the best solutions for his clients. He’s resourceful and savvy and always strives to find the solution, proving to be the most beneficial to his clients. He prides himself on delivering an exceptional customer experience from beginning to end.

When Sanam’s not advising his clients on their next best move, you can find him reading anything TECH, watching basketball, creating a watch list on Netflix (that never gets watched) and basking in cuteness as the owner and Instagram manager of Drogo the Maltese.

Sunny has over 7 years of experience in the mortgage industry with formal training in mortgage underwriting and a specialization in self-employed mortgages.

Prior to joining the Everything Mortgages team as an independent mortgage agent, Sunny spent 5 years working as a mortgage underwriter for two of the top alternative lenders in Toronto, Home Trust Company and Equitable Bank. He built a reputable name for himself underwriting mortgage applications for some of the top accounts in the region.

Now, as an independent mortgage agent, he is able to offer his clients a wealth of knowledge and unique insight into the mortgage lending and approval process, proving to be invaluable to his clients.

Whether that be the best rate, the lowest bank fees or the perfect lending solution, his clients trust his word and rely on his expertise for all their alternative lending needs.

Sunny has been applauded by clients and lending partners for his extensive knowledge of various mortgage products, lending procedures and his savvy “get-it-done” attitude. Sunny dedicates a lot of his time and energy to creating and maintaining strong relationships with his lending partners so his clients can reap the rewards.

When Sunny’s not meeting with clients you can find him playing golf at one of the many golf courses in the area.

Getting a mortgage can be stressful and time consuming. Many don’t realize that mortgage products can be quite complex with many different types of decisions to make. As a mortgage professional, it’s my job to research the market for you and arrange the mortgage financing that meets your needs so you save time, energy and money.

As a mortgage broker, I take the intimidation out of the mortgage process, negotiate aggressively with lenders on your behalf and I will always provide you with unbiased advice on the mortgage solution best suited for you.

Getting a mortgage can be stressful and time consuming. Many don’t realize that mortgage products can be quite complex with many different types of decisions to make. As a mortgage professional, it’s my job to research the market for you and arrange the mortgage financing that meets your needs so you save time, energy and money.

As a mortgage broker, I take the intimidation out of the mortgage process, negotiate aggressively with lenders on your behalf and I will always provide you with unbiased advice on the mortgage solution best suited for you.

Getting a mortgage can be stressful and time consuming. Many don’t realize that mortgage products can be quite complex with many different types of decisions to make. As a mortgage professional, it’s my job to research the market for you and arrange the mortgage financing that meets your needs so you save time, energy and money.

As a mortgage broker, I take the intimidation out of the mortgage process, negotiate aggressively with lenders on your behalf and I will always provide you with unbiased advice on the mortgage solution best suited for you.

Getting a mortgage can be stressful and time consuming. Many don’t realize that mortgage products can be quite complex with many different types of decisions to make. As a mortgage professional, it’s my job to research the market for you and arrange the mortgage financing that meets your needs so you save time, energy and money.

As a mortgage broker, I take the intimidation out of the mortgage process, negotiate aggressively with lenders on your behalf and I will always provide you with unbiased advice on the mortgage solution best suited for you.

Getting a mortgage can be stressful and time consuming. Many don’t realize that mortgage products can be quite complex with many different types of decisions to make. As a mortgage professional, it’s my job to research the market for you and arrange the mortgage financing that meets your needs so you save time, energy and money.

As a mortgage broker, I take the intimidation out of the mortgage process, negotiate aggressively with lenders on your behalf and I will always provide you with unbiased advice on the mortgage solution best suited for you.

Anahita has over 10 years of Canadian financial experience, 6 of which are in the independent mortgage industry. She has a background in IT and a specialization in mathematics which she believes gives her a competitive edge when working with clients.

As a mortgage agent, she is being highly resourceful and tactful. She is committed to seeking out the best solution for her clients while providing an unparalleled client experience throughout the entire process.

She is also the Office Manager for the Everything Mortgages team. Her strong attention to detail has led her to be in charge of reviewing other agents’ applications to ensure they’re ready for lender submission.

When she’s not working on mortgage deals, you can find her catching up on a new novel, dancing, swimming and playing outside with her little girl.

Marcus is our in-office concierge and on-boarding expert. As one who wears many hats, he is in charge of everything from scheduling client meetings, managing company communications, collecting and organizing necessary paperwork and managing the in-office operations. His positive attitude and can-do spirit makes him fundamental to the excellent customer experience that we’re able to provide our clients everyday.