Smart Resources for the Smart Homebuyer

Tools, tips, insights and advice to help you understand your mortgage and guide you through the homebuying journey.

HomebuyingRefinancingNewsFAQsFree Guides
December 18, 2024

Major Mortgage Reforms Unveiled for Canadian Homebuyers: A Comprehensive Analysis
December 11, 2024

How Canada’s Latest Bank of Canada Interest Rate Cut Impacts Your Mortgage Decisions
December 3, 2024

Understanding the Paradox: Fixed Mortgage Rate Increases Amid Declining Bond Yields in Canada
November 29, 2024

Closing Cost Calculator: What Toronto Homebuyers Need to Know in 2024
November 27, 2024

Canadian Mortgage Rates Set to Rise: A Comprehensive Guide for Homeowners and Buyers
November 20, 2024

Fixed Mortgage Rates May Not Follow Bank of Canada Cuts, Warns Former TD Economist

Join the Community

Subscribe to get the latest news and expert advice delivered to your inbox.

Blog subscribe form
November 20, 2024

How The New Inflation Report Affects December Rate Cut – Odds Of Second 50 BPS Lower?
November 14, 2024

Navigating Canada’s Mortgage Renewal Wall: Challenges and Strategies
November 4, 2024

Best Self-Employed Mortgage Broker in Toronto: How to Secure the Right Loan for Your Needs
October 31, 2024

Federal Programs Promote Secondary Suites: Weighing the Pros and Cons
October 28, 2024

Ourboro Reviews: A Comprehensive Analysis of the Co-Ownership Platform
October 23, 2024

Breaking Down the Bank of Canada’s Historic Rate Cut: A Deep Dive into the October 2024 Decision
October 17, 2024

Can You Afford A Home In 2024? Canadian Home Affordability Analysis + Affordability Calculator
October 15, 2024

Canada’s Inflation Cools: A Turning Point for Economic Policy?
October 8, 2024

Unlocking Home Value: Canada’s New Mortgage Rules for Secondary Suites
September 20, 2024

U.S. Fed Decision Triggers 3.99% Mortgage Rates in Canada for 2024 – Everything You Need To Know
September 16, 2024

Canada’s Bold Mortgage Reforms: A Game-Changer for Homebuyers
September 12, 2024

Mortgage Rates Drop to 6.20%: What This Means for Canadian Homebuyers in 2024
September 3, 2024

Loonie Lovers, Listen Up: Bank of Canada’s Rate Cut Spree Could Make Your Wallet Sing!
August 28, 2024

Best Private Mortgage Rates in Ontario: Your Complete Guide for 2024
August 26, 2024

Ontario’s New Planning Rules: A Game-Changer for Home Building?
August 22, 2024

Cash Out Refinance Canada: Unlocking Your Home’s Equity
August 21, 2024

Mortgage Rates Today: A Comprehensive Guide for Homebuyers and Refinancers
August 19, 2024

How to Get a Mortgage for Business Owners in Canada: The Ultimate Guide
August 13, 2024

First National’s Q2 2024 Results: Navigating Challenges in the Evolving Mortgage Landscape
August 9, 2024

Economic Crossroads: Bank of Canada Navigates Inflation, Housing, and Population Dynamics
August 8, 2024

Freelancer Mortgages: A Comprehensive Guide to Homeownership for Independent Professionals
August 8, 2024

Mortgages for Self-Employed with Less Than 1 Year’s Accounts: A Comprehensive Guide
August 7, 2024

Credit Union vs Bank Mortgage Canada: A Comprehensive Guide to Choosing Your Lender
August 7, 2024

How Much Do Houses Appreciate Per Year in Canada?
August 7, 2024

Will My Mortgage Automatically Renew? Understanding the Renewal Process
August 7, 2024

What Happens If Your Mortgage Renewal Is Denied? Understanding Your Options and Next Steps
August 6, 2024

Alternative Down Payment Options in Canada: Breaking Down Barriers to Homeownership
August 5, 2024

Mortgage Market Pulse: Bond Yields Plummet, Rate Cuts on the Horizon
August 1, 2024

Canada’s New 30-Year Mortgage: A Lifeline or a Longer Debt Sentence?
July 25, 2024

Bank of Canada Cuts Interest Rate for Second Time in 2024, Signaling Shift in Economic Outlook
July 22, 2024

Will the Bank of Canada Cut Rates Again? A Deep Dive into the July 24 Decision
July 16, 2024

Canada’s Inflation Rate in July 2024: A Comprehensive Analysis
July 16, 2024

When Should You Consider Getting a Second Mortgage? A Comprehensive Guide
July 11, 2024

The Ultimate Guide to Mortgage Refinance Calculators in Canada: Maximizing Your Home’s Potential
July 11, 2024

Is Refinancing Your Mortgage for a Half-Percentage Point Lower Rate Worth It?
July 9, 2024

Canadian Housing Market Shows Signs of Recovery in June 2024
July 8, 2024

Navigating Mortgage Renewals in a Changing Interest Rate Landscape
July 4, 2024

How Mortgages Work in Toronto: A Comprehensive Guide for Homebuyers
June 28, 2024

Mortgage Mayhem: How Canada’s Interest Rate Rollercoaster Will Impact Your Home Loan in 2024-2025
June 18, 2024

Understanding the Economic Backdrop: US Economic Trends in 2023
June 18, 2024

Major Banks Slash Fixed Mortgage Rates: A Beacon of Hope for Homeowners
June 13, 2024

What to Do If You Can’t Make Your Down Payment For A Mortgage In Canada
June 13, 2024

What Is A Shared Equity Mortgage In Canada?
June 13, 2024

The Complete Guide to Shared Ownership with Ourboro
June 11, 2024

Navigating the Mortgage Landscape: Banks, Alternative Lenders, and Private Lenders in Canada
June 11, 2024

How the Recent Interest Rate Cut Impacts Canadian Homeowners and Homebuyers
June 5, 2024

Bank of Canada Reduces Interest Rate to 4.75% After Six Rate Holds
May 29, 2024

Will Interest Rates Drop in June in Canada? An In-Depth Look
May 22, 2024

What Is A Debt Consolidation Mortgage?
May 22, 2024

How the Drop in Inflation in Canada Could Affect Mortgage Rates and the Housing Industry
May 22, 2024

Top 5 Mistakes Self-Employed Homebuyers Make: Highlight Common Pitfalls and How to Avoid Them
May 14, 2024

TFSA VS FHSA: A Comprehensive Guide for Canadians
May 7, 2024

Longest Amortization In Canada (30 Year Mortgages)
May 7, 2024

How Much Per Square Foot To Build A House In Ontario 2024
April 30, 2024

Market Update April 2024
April 29, 2024

Innovative Mortgage Solutions for Self-Employed Canadians
April 24, 2024

How to Get a Mortgage with a Private Lender in Toronto (2024 Update)
April 22, 2024

What Are ADU’s & How Can You Build On In Toronto?
April 22, 2024

Comparing the Return on Investment: Buying a Condo vs. Building an ADU in Toronto
April 22, 2024

Does Canada Federal 2024 Budget Make It Easier For First-Time Home Buyers?
April 15, 2024

Ottawa to Allow 30-Year Amortization for First-Time Buyers’ Mortgages on New Homes
April 14, 2024

Investing in Rental Properties as a Self-Employed Individual in Canada
April 11, 2024

How to Get a Mortgage as a Self-Employed Lawyer in Toronto: A Comprehensive Guide
April 11, 2024

A Guide for Self-Employed Contractors in Ontario Looking To Get A Mortgage
April 8, 2024

Navigating Mortgage Approval as a Self-Employed Doctor in Toronto: The Alternative Lender Advantage
April 2, 2024

Tax Smarts and Maximizing Benefits for the Self-Employed in Canada
April 1, 2024

Navigating the Mortgage Maze: A Guide for IT Consultants in Toronto
March 25, 2024

Navigating the First Time Home Buyer Tax Credit in Canada: A Comprehensive Guide
March 25, 2024

Understanding Closing Costs in Toronto: A Comprehensive Guide
March 20, 2024

Understanding High Ratio Mortgages: A Comprehensive Guide
March 20, 2024

How to Get a Mortgage with Bad Credit in Ontario: A Comprehensive Guide
March 20, 2024

Understanding Land Transfer Taxes: A Comprehensive Guide
March 20, 2024

Understanding the Cost to Build a House in Ontario: A Comprehensive Guide
March 19, 2024

The Rise of Condo Living in Toronto: What That Means for First-Time Buyers
March 13, 2024

Unlocking the Potential of B Lender Mortgage Rates in Toronto
March 13, 2024

Unlocking the Potential of Second Mortgages in Toronto
March 13, 2024

Unlocking the Potential of Your Home: A Deep Dive into Reverse Mortgages in Canada
March 13, 2024

15+ Best Private Loan Lenders in Ontario: Complete Guide to Finding The Best Lender
March 12, 2024

The Comprehensive Guide to the Average Down Payment on a House in Ontario
March 12, 2024

Understanding Legal Fees for Buying a House in Toronto
March 12, 2024

The Comprehensive Guide to Understanding Types of Mortgages in Canada
March 12, 2024

The Essential Guide to Understanding What a Mortgage Broker Does
March 7, 2024

Getting A Mortgage While On Disability In Canada
March 7, 2024

Can I Get a mortgage if I Just Started A New Job?
February 24, 2024

2024 Housing Market Forecast
February 15, 2024

Strengthening Partnerships: How Everything Mortgages Empowers Clients Through Collaboration
February 6, 2024

Balancing Mortgage and Retirement Savings for Canadians
January 28, 2024

Mortgage Solutions for Canadians with Disabilities
January 19, 2024

Empowering a Self-Employed Entrepreneur’s Dream of Homeownership
January 10, 2024

The Impact of Bank of Canada’s Policy Decisions on Your Mortgage
December 11, 2023

How The Tax-Free First Home Savings Account Can Help You Buy A House
December 5, 2023

Maximize Your Mortgage: The Power of Biweekly Payments
November 28, 2023

Fixed vs Variable Rates: A Comprehensive Guide
November 21, 2023

Second Mortgages vs. Refinancing: Which is Right for You?
November 14, 2023

Home Equity and How to Use It:
November 7, 2023

The Benefits of Pre-Approval
October 1, 2023

Mortgage Solutions for Canadian Seniors: Navigating Reverse Mortgages and Beyond
September 19, 2023

Common Mistakes to Avoid When Applying for a Mortgage
September 8, 2023

The Importance of Home Appraisals in the Mortgage Process
August 24, 2023

The Ultimate Guide to Securing a Mortgage for Self-Employed Canadians
August 23, 2023

Dodging the Bullet: The Impact of Mortgage Penalties and How to Avoid Them
July 22, 2023

How to Pay Off Your Mortgage Early: Strategies for Accelerated Repayment
July 22, 2023

How to Choose the Right Mortgage Lender: Key Factors to Consider
July 6, 2023

Mortgage Monitor – Navigating the Latest Canadian Mortgage Rate Hike: Bank of Canada delivers quarter-point hike
June 19, 2023

Getting a Mortgage in Canada with a New Job: What You Need to Know
June 19, 2023

Understanding the Trigger Rate in Variable Mortgages: An Essential Guide
June 7, 2023

Mortgage Monitor –  Navigating the Latest Canadian Mortgage Rate Hike: What It Means for You
May 22, 2023

Mortgage Tips: How to Refinance Your Mortgage to Save Money
May 11, 2023

The Benefits of Using a Mortgage Broker in the Post-COVID Real Estate Market
May 9, 2023

Common mistakes to avoid when applying for a mortgage in Canada
April 16, 2023

An introduction to the First Home Savings Account (FHSA)
April 13, 2023

Mortgage Monitor – Interest Rate Update from April 12th 2023
March 8, 2023

How To Get A Mortgage In Canada Without Any Income 
March 8, 2023

Understanding The Role Of Credit Scores In The Mortgage Approval Process In Canada
February 26, 2023

Toronto’s Vacant Home Tax – Everything You Need To Know
January 25, 2023

Winter Investment Opportunities for Homeowners – All About HELOC
December 12, 2022

How to Refinance Your Existing House to Make a Legal Basement Apartment or Garden Home
November 23, 2022

Home Purchase in Ontario – Condo Versus House
October 21, 2022

Mortgage Rate Guide – Fixed or Variable Mortgage Options
September 22, 2022

How Easy is it to Get a Private Mortgage?
August 19, 2022

Summer Time Checklist – Home Maintenance Tips
July 22, 2022

The Mortgage Stress Test for Home Buyers in Canada
June 21, 2022

How to Improve Your Credit Score in Canada
May 16, 2022

Co-sign on a Mortgage in Canada
April 21, 2022

Establishing a Mindset for Your Financial Goals and Savings
March 22, 2022

Home Renovation – Costs & Trends
February 14, 2022

Canada’s Housing Forecast for 2022
January 19, 2022

Real Estate Market Prediction for The Year 2022
December 28, 2021

What Are The Private Mortgage Options in Ontario
November 20, 2021

The Ins and Outs of Mortgage Pre-Approval in Ontario
October 7, 2021

How To Get a Second Mortgage in Ontario
September 24, 2021

The Hunt for Affordability in Toronto Area Real Estate
August 12, 2021

Obtaining a Mortgage When You’re Self-Employed
July 5, 2021

What To Consider When Buying a Rental Property Investment
May 6, 2021

Trending Home Renovation Ideas for 2021
April 26, 2021

Mortgage Document Checklist: What You Need to Apply for a Mortgage
March 25, 2021

Housing Market Forecast for 2021
February 9, 2021

RRSP’s and Homeownership: How To Use Your RRSP
July 21, 2020

When is it a Good Idea to Refinance Your Mortgage?
June 30, 2020

Real Estate Trends Emerging From the COVID-19 Pandemic
May 29, 2020

Can I Still Get a Mortgage if I Lost My Job Due to COVID-19?
April 20, 2020

How as The Pandemic Affected Mortgage Lending?
March 25, 2020

How To Maintain Financial Health During COVID-19
March 20, 2020

Meeting Your Needs During Challenging Times
March 4, 2020

Mortgage Outlook: Bank of Canada Releases Emergency Rate Cut Amidst COVID-19 Fears
February 26, 2020

RRSP’s & The Home Buyers Plan – What You Need to Know
February 3, 2020

5 Tips to Rapidly Improve Your Credit Score
January 27, 2020

A Guide to Conventional Mortgages
January 21, 2020

Tips to Successfully Close On a New Home
January 17, 2020

Getting a Mortgage After Bankruptcy
December 27, 2019

Mortgage After a Consumer Proposal
December 24, 2019

Mortgage Broker vs. Bank
December 20, 2019

Debt Consolidation Mortgages
December 6, 2019

Saving Tips to Become Mortgage Free!
November 26, 2019

Important Mortgage Features to Consider
November 22, 2019

Guide: Refinancing Personal Loans
November 11, 2019

HELOC vs. Home Equity Loan
November 4, 2019

All About Mortgage Refinancing
October 29, 2019

The Importance of Qualifying For a Mortgage Before Buying Property
October 24, 2019

First-Time Home-Buyer Mistakes
October 17, 2019

5 Things You Need to Know About Self-Employed Mortgages
October 7, 2019

Why Should We Have Mortgage Loan Insurance?
October 1, 2019

Fixed VS Variables Mortgages
September 25, 2019

“What are home equity loans? A guide for Canadians”
September 11, 2019

How To Pay Down Your Mortgage Faster
September 3, 2019

Update: First-Time Home Buyers incentive program launch
April 30, 2019

Mortgages for Self-Employed Borrowers
March 29, 2019

Stress Testing in the Canadian Mortgage Market – Your Cheat Sheet
January 29, 2019

Oshawa residential mortgage success story
January 25, 2019

What to expect during the mortgage process? Part 1